🌏Understanding Fees When Using Your Pemo Card

At Pemo, we believe in transparent pricing—no hidden charges, no surprises. That’s why we’ve broken down everything you need to know about card-related fees into bite-sized guides.

Whether you're using your card at an ATM, making international purchases, or checking your monthly invoices, we've got you covered.

Choose a topic below to learn more:

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1️⃣ ATM Withdrawal Fees

Learn about:

• Fees for using ATMs in the UAE and abroad

• Why ATM withdrawals carry a charge

• Tips to avoid extra ATM usage fees

🏧ATM Withdrawal Fees

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2️⃣ International Transaction Fees

Understand:

• What qualifies as an international transaction

• How they're calculated

🛫Fees on international transactions

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3️⃣ How to View Fees in Pemo

Find out:

• Where to see card fees in the web and mobile app

• How to download monthly VAT-ready invoices

• Best practices for reconciling fees in your accounting

📇Transactions fees: Where to find how them how they're reflected in your books

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📌 Why We Charge These Fees

We work with global payment networks like Mastercard to make spending seamless—both locally and internationally. Some transactions may come with additional processing fees, especially when spending abroad. These are applied by the payment network and passed on as part of your transaction total.

Pemo’s fees are:

• Simple (flat-rate, no confusing tiers)

• Competitive (2-3% vs 3–4% elsewhere)

• Transparent (with real-time tracking and monthly invoices)

We know not all banks are as transparent as Pemo. If you’d like to see how our fees compare to your current bank or expense tools, just reach out to us at [email protected]. We're happy to help!