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Subscription plans and pricing

Pemo pricing is based on monthly subscription fees, and these plans are based on the features and number of card users you need.
A "Card User" is a user on Pemo that has one or more cards (physical or virtual) assigned to their name.

Subscription plans

When you sign up, by default, you will be on the KICKOFF plan.
KICKOFF
0 AED/ Month
2 Card Users included
29AED per additional card user/ Month
ESSENTIAL
58 AED/ Month
2 Card Users included
29AED per additional card user/ Month
BUSINESS +
Contact sales for a price estimate
Unlimited users. Minimum 20 card users.

Feature Comparison

Feature
KICKOFF
ESSENTIAL
BUSINESS+
Cards and Expneses
1 physical card per card user
Unlimited virtual cards per card user
Card spending limits per user, per purchase or per vendor
Expense reports created based on card transactions automatically
Mobile app with receipt scanner for managing expenses on-the-go
Google Pay and Samsung Pay
Apple Pay COMING SOON
Non-card expense reports creation enabled (Out-of-Pocket expenses) for both card and non-card users
Unlimited non-card users
Unlimited card users
Cashabck
Cashback on online advertising spend (meta, google, and more) up to 1% (0.5% guaranteed )
Additional cashback on card spending (2% cashback on FX fees, extra cashback on advertising spend)
Expense Reports and Accounting
Excel exports of expenses for easy accounting
Integration with popular accounting software (Quickbooks, Zoho Books and more)
Account and Spend Managment
Spend analytics dashboard
Company organisation in teams or departments
Customised multi-level approval workflows
Live chat support
Dedicated customer success manager
Custom onboarding and training
Vendor Invoice Managment
Unlimited vendor invoices tracking and approval
Unlimited vendor invoices paid directly from your account for free
The monthly subscription fee is the only recurrent cost we charge you without any other hidden fees.

Other Pricing Breakdown

Fee type
Amount
Card Activation and Periodic Fees
Initial Physical Card Issuance Fee
AED 0
Initial Virtual Card Fee
AED 0
Replacement Card Fee for Expiry Reason
AED 0
Replacement Card Fee for Lost Reason
AED 40
Master Wallet Loading Fees
Loading by Bank Transfer
AED 0
Unloading from your wallet
AED 0
Transaction Fees
Domestic ATM Withdrawal
AED 5.25
International/Abroad ATM Withdrawal
AED 26.25
ATM Balance Inquiry
AED 0
ATM Decline
AED 0
Domestic Card Payment
AED 0
International/Abroad Card Payment
AED 0
Online/e-commerce Payment
AED 0
Card Refund
AED 0
Invoices
Invoices Payouts via Connected Bank Account
0 AED (Promo until the end of 2023)