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📇Transactions fees: Where to find how them how they're reflected in your books

Here's a quick, clear guide to help you find all the details, whether you're checking a card transaction, reviewing your accounting exports, or downloading monthly statements.

Where to find fees in Pemo

You can view fees in two main places:

  • Card Expenses Tab

  • Transactions Tab

Just click on any transaction, and you’ll see:

  1. The amount the merchant charged in their currency

  2. The converted amount in AED, using that day’s most competitive exchange rate

  3. The combined amount of fees that are applied due to your transaction being an international transaction

  4. To see the total amount that was deducted from your Wallet for that transaction (which is built up of point 2 and point 3), click on “Additional details”.

If you download data directly from the Transactions tab or Card Expenses tab, fees will not appear in that export. They will show in your Accounting Export tab, see below for more details.

How fees show up in your Accounting Export inside Pemo

If you’ve set up accounting with Pemo, your fees appear just as clearly in the Transactions tab of your Accounting Export workflow:

  • Hit the expansion arrow on the transaction—this reveals a separate line for each fee linked to that transaction.

Similar to the above click into a transaction to view the breakdown of fee's.

  1. The amount the merchant charged in their local currency

  2. The converted amount in AED, using that day’s most competitive exchange rate

  3. To see the total amount that was deducted from your Wallet for that transaction and the breakdown of fee's, click on “Additional details”.

How fees are reflected in your accounting system after exporting

💡 Once you export a transaction to your accounting system, the transaction amount and accompanying fees will appear as a separate expense line. Each fee will show as a separate line as outlined below.

  1. You’ll see a single line showing the transaction amount in AED, this amount is calculated using the days best exchange rate

  2. One line for the cross border fee

  3. And another line for the FX fee

By default the fee expense line will appear under the same expense account. For better reporting you can link a Fees Account and all card-related fees — like FX fees or ATM withdrawal charges — are automatically deducted from this account. While optional, adding this account helps ensure smoother, more accurate reconciliation.

👨‍🏭Setting up a fees account in Pemo

Using your monthly Tax Invoice to claim back VAT

For more information on what's reflected with your Tax Invoice provided be Pemo click below

🗃️Tax invoice

📅 Statements are available from the 3rd of every month, covering the previous month. This is to allow transactions to be fully settled

Quick Recap

Where You're Looking
What You’ll See

Detailed transaction view in your Card Expenses or Transactions tab

Amount in foreign currency + AED conversion and the international fee and/or ATM fee

“Additional details” tab after clicking on your transaction

Full breakdown of fees along with total amount that was deducted from your Wallet for that transactions

Accounting Export

Transaction + each fee as a separate line

PreviousReminders and NotificationNextSetting up a fees account in Pemo

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