Pemo Knowledge Base
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  • πŸ“šPemo Knowledge Base
  • Getting Started
    • ⭐Getting Started as an Admin
      • βœ…Verifying the Company
        • πŸ“„How to get a bank reference letter
      • 🚒Invite your Team and Accountant
        • πŸ§‘β€πŸ€β€πŸ§‘Bulk inviting your Team
        • 🧍Inviting a Single Team Member
      • πŸ’°Top up your wallet
      • πŸ’³Ordering your first Pemo Cards
      • πŸ“±Pemo mobile app tour
    • β˜•Getting Started as a Team Member
      • 🀝Accept the invite
      • 🚦Complete User Verification
      • πŸ—£οΈRequest your Pemo Card
      • πŸ’³Activate your physical card
      • πŸ’ΈHow to pay with your Pemo card and attach your receipt
      • πŸ“±Pemo mobile app tour
    • ❓Pemo General FAQs
  • Wallet & Cards
    • πŸ“₯Wallet Management
      • πŸ’°Step by step guide to topping up your wallet
        • πŸ’°Guide for older process for topping up
      • πŸ”ŽUnderstanding Your Pemo Wallet Statement
        • πŸ—ƒοΈTax invoice
        • πŸ—„οΈCSV Statement
        • πŸ“‚PDF Statements
      • πŸ“¬Get notified when your wallet is running low
      • πŸ€‘How cashback works
      • ❓Wallet FAQs
    • πŸ’³Pemo Cards
      • πŸ‘¨β€πŸ­Activating a physical card
      • πŸ’β€β™‚οΈRequesting a Pemo card as a team member
      • 🀝Approving request for new cards
      • ℹ️About your card spending limits
        • πŸ—“οΈCalculating your total monthly spend limit
      • πŸ“ŠRequest changing the card limits as a team member
      • πŸ‘Approving requests for new card limits
      • πŸ’±Fees associated with card transactions
      • 🍏Apple Pay for your Pemo Cards
        • How to set up Apple Pay for your Pemo cards?
      • 🀳Google Pay for your Pemo Cards
        • How to set up Google Pay for your Pemo cards?
      • πŸ§™Card benefits & how to redeem
        • πŸ₯¦How to redeem your Talabat pro offer using your unique voucher
      • Cards FAQs
    • πŸ“ŠBudgets
      • πŸ’³Steps to Create a Card-Type Budget
      • πŸ‹οΈSteps to Create a Member-Type Budget
      • πŸ›’Steps to Create a Merchant Category-Type Budget
      • πŸ§‘β€πŸ€β€πŸ§‘Steps to Create a Team-Type Budget
      • ✏️Managing Your Budgets: How to Edit, Delete, or View Budget Details
      • πŸ“©Budget Owner Notifications
    • πŸ›‚Managing Cards as an Admin
      • πŸ’³Ordering new Pemo cards
      • πŸ”“Setting/updating limits on Pemo cards
      • 🧊Freeze, Unfreeze and terminate cards
      • πŸ›’Take Control with Merchant Category Restrictions
      • πŸ‘How to approve new card limits as an Admin
      • 🀝How to approve new card requests as an Admin
  • Expenses
    • 🧾Expense Management
      • πŸ“©Receipts Inbox
        • πŸ‘©β€πŸ”§How to add an email address to your mail box as a contact
        • πŸ“¨Setting up automatic email forwarding for digital receipts
        • ⁉️Understanding Receipt Statuses in the Pemo Receipts Inbox
      • πŸ’΅Creating out-of-pocket expense
      • πŸ‘οΈβ€πŸ—¨οΈTrack Expenses as a Team member
      • πŸ‘¨β€πŸ’ΌManage Expenses as an Admin/Financial Controller
        • πŸ‘Pemo's Receipt Verification
      • βž•Adding a receipt and note to a card expense
      • βœ…Setting up Approval Policies
        • πŸ’³Card Expenses Approval Policy: Step By Step Guide
        • πŸ†•New Cards & Spending Limits Approval Policy: Step By Step Guide
        • πŸ“€Out-of-pocket Expenses Approval Policy: Step By Step Guide
        • πŸ“„Invoices Approval Policy: Step By Step Guide
        • πŸ’‘Editing the Default Policy
    • βš™οΈCard Expenses vs. Out-of-Pocket Expenses: What’s the Difference?
    • πŸ‘©β€πŸ’»Expenses Tab: Statuses & Tracking
  • βš–οΈCash balance
    • πŸ“‘Cash balance as an admin or accountants
      • πŸ”„Exporting Withdrawals & Pocket Expenses
      • πŸ–‡οΈLinking Users to Accounting Accounts
    • πŸ’΅Cash balance as spender (team member)
  • Invoices
    • πŸ“ Invoice Management
    • 🧠Understanding Invoice statuses in Pemo
  • Accounting and Pemo
    • πŸŽ‡Submission Polices
      • 🚩What are Submission Policies?
      • πŸŽ™οΈDefault Submission Policies
      • πŸ’³Creating Custom Submission Policies for Card Expenses
      • 🧾Customizing Default Submission Policy for Pocket Expenses
      • πŸ“¬Reminders and Notification
    • πŸ“ Accounting Setup
      • πŸͺ›Setting up Accounting with Pemo
        • πŸ“•ZohoBooks Integration
          • πŸ”—How to Link Zoho Books to Pemo - Step-by-Step Guide
            • πŸ”Pemo Integration Permissions with Zoho Books Overview
            • πŸ”§Troubleshooting Zoho Books Connection issues
          • ✏️How to use our offline integration with ZohoBooks
        • πŸ’»Xero Integration
          • πŸ”—How to link Pemo to Xero - Step by Step Guide
            • ❓Xero Online Integration FAQ
          • ✏️How to use our offline integration with Xero
        • πŸ–‡οΈWafeq Online Integration
          • 🦾How to link Pemo to Wafeq - Guide
          • ❓Wafeq Online Integration FAQ
        • πŸ”—Quickbooks Integration
          • πŸ“€How to link Quickbooks to Pemo - Step by Step Guide
          • ✏️How to use our offline integration with Quickbooks
        • πŸ§™Tally Integration
          • ↔️Exporting & Import Expenses to Tally
        • πŸ“ŠPemo Universal CSV
          • πŸ”ŽUsing the Pemo Universal Template
      • πŸ’ AI Powered Accounting
        • πŸ”·Pemo Copilot
          • πŸ”ΉActivating Pemo Copilot
        • πŸ”ΆSmart Vendor Creation
          • πŸ”ΈHow to activate Smart Vendor Creation
    • ❓Accounting FAQs
  • Managing your account as Admin
    • πŸ‘©β€πŸ­User and Team Management
      • βœ‰οΈInviting and deactivating users
      • πŸ‘¨β€πŸ«Manage User Roles
      • πŸ“©Inviting an external accountant
      • πŸ‘―Organize Pemo Users by Teams
    • πŸ‘©β€πŸ’»Admining your Account
      • πŸ”Subscription plans and pricing
      • πŸ–‡οΈChanging your company name or address
      • 🚧Company account restriction reasons, timelines, and explanations
      • 🀝Pemo referral program
        • πŸ›€οΈHow to track your referrals
        • πŸŽ‡How to redeem your reward
      • πŸ“§How to manage your email notifications in Pemo
  • πŸ”Privacy & Security
    • πŸ‘©β€πŸ­How to protect your account from fraudsters
    • πŸ›‘How to Handle a Fraudulent Transaction on Your Pemo Card
  • πŸ₯ΈHow to spot and avoid phishing scams targeting your corporate card
  • Video Series
    • πŸ“½ Order your Pemo cards
    • πŸ“½ Add funds to your Pemo account
    • πŸ“½ Edit, terminate and freeze cards
    • πŸ“½ Set up your Approval Policies
    • πŸ“½ Manage card limits
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  • πŸ›οΈ Free 12-Month Talabat Pro Offer
  • β›½ CAFU – 1.5% Cashback (Pemo Exclusive)
  • 🌍 Airalo – 20% Off Travel eSIMs (Pemo Exclusive)
  • πŸ›’ Carrefour – 20% Off Monthly (Pemo Exclusive)
  • πŸ“± Mobimatter – 20% Cashback (Pemo Exclusive)
  • ✈️ Airport Lounges & Travel Perks
  • 🏨 15% Cashback on Booking.com
  • πŸŽ‰ Get 15% Off, Free Welcome Drink & Late Checkout at IHG Hotels with Your Pemo Mastercard
  • πŸ“’ Cashback Rewards on Corporate Advertising
  • πŸ›‘οΈ Corporate Liability Waiver
  • πŸ’» Software Discounts

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  1. Wallet & Cards
  2. Pemo Cards

Card benefits & how to redeem

PreviousHow to set up Google Pay for your Pemo cards?NextHow to redeem your Talabat pro offer using your unique voucher

Last updated 7 hours ago

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At Pemo, we’re all about making your business travel and expense management effortless. With your Pemo Corporate Card, you gain access to a range of exclusive benefits. Here's what you can enjoy:

πŸ›οΈ Free 12-Month Talabat Pro Offer

Enjoy a whole year of Talabat Proβ€”on us! Here's how it works:

βœ… Eligibility Criteria

To qualify, each cardholder must:

  • Spend a minimum of AED 250 using their Pemo card on Talabat

  • Between 12 May and 31 December 2025

Note: This offer is available in limited stockβ€”first come, first served!

Once a cardholder meets the criteria, they’ll receive an email from Pemo with their voucher code to redeem Talabat Pro.

πŸ—“ Timeframe & Duration

  • Voucher access will be sent automatically by email once you qualify

  • Each voucher is valid for 12 months from the day it's activated

If you've received your code and wondering on how to redeem your 12 months free? Check out our guide below.

Offer terms and conditions
  1. Offer Eligibility

    • This offer is available to existing Pemo customers.

    • To qualify, the customer must spend a minimum of AED 250 on Talabat using their Pemo card between May 12 and Dec 31, 2025.

  2. Reward Details

    • Eligible customers will receive a 12-month Talabat Pro membership voucher at no additional cost.

    • The voucher covers unlimited free delivery from participating restaurants, Talabat Mart, and specialty stores, as per Talabat Pro’s terms.

  3. How to Redeem

    • After meeting the AED 250 spend requirement, customers will receive their unique Talabat Pro voucher code via email within 2 business days.

    • The voucher must be redeemed directly on the Talabat site or Mobile Application

  4. Important Notes

    • The voucher code is not automatically applied and must be manually redeemed.

    • Limited vouchers are available, and the offer is subject to availability.

    • The Talabat Pro subscription is valid for 12 months from the date of activation.

    • This offer is non-transferable, non-exchangeable, and cannot be redeemed for cash.

  5. General Terms

    • Pemo reserves the right to modify or terminate the offer at any time without prior notice.

    • Any fraudulent activity or misuse of the offer may result in disqualification.

    • Customers must adhere to Talabat Pro’s terms and conditions, available on the Talabat website or app.

By participating in this promotion, customers agree to these Terms & Conditions.


β›½ CAFU – 1.5% Cashback (Pemo Exclusive)

Get rewarded every time you refuel or book a service.

Steps to redeem:

  1. Make sure your Pemo Card is active and linked to your CAFU account.

  2. Open the CAFU app and book any eligible service.

  3. At checkout, pay using your Pemo Card.

βœ… Cashback is automaticβ€”no code needed.


🌍 Airalo – 20% Off Travel eSIMs (Pemo Exclusive)

Stay connected on business trips with instant savings.

Steps to redeem:

  1. Add your selected eSIM to cart.

  2. At checkout, enter your unique Pemo code to apply the 20% discount (up to $30).

⚠️ Offer valid until June 30, 2025. ❌ Cannot be combined with other promotions.


πŸ›’ Carrefour – 20% Off Monthly (Pemo Exclusive)

Monthly savings on groceries, office supplies & more.

Steps to redeem:

  1. Add items to your cart.

  2. At checkout, enter promo code: PEMO

  3. Pay with your Pemo Mastercard (Apple Pay/Samsung Pay not eligible).

πŸ“… Valid once per month, from May 1 to Oct 31, 2025. 🎯 Instant discount applied at checkout.


πŸ“± Mobimatter – 20% Cashback (Pemo Exclusive)

Top up now, save laterβ€”20% cashback goes straight to your wallet.

Steps to redeem:

  1. At checkout, enter promo code: PEMO20.

  2. Pay as usual.

πŸ’° 20% cashback will be added to your Mobimatter wallet for future use.


✈️ Airport Lounges & Travel Perks

Travel in style with complimentary access to over 20 airport lounges across the Middle East, including Al Dhabi Lounge, Marhaba Lounge, and Crown Lounge. Plus, enjoy access to over 1,000 lounges globally.

Simply download the Mastercard Travel Pass app for seamless entry to these lounges. The app also offers geolocation to find lounges near you, and you can enter touch-free using a QR code.

How to Access:

  1. Download the Mastercard Travel Pass app from Google Play or the Apple App Store

  2. Register your Pemo Mastercard for instant access

  3. Use the app to find lounges and check in with ease

You’ll also benefit from exclusive travel services like Fast Track, Airport Transfers, and more.


🏨 15% Cashback on Booking.com

Get 15% cashback on all bookings made through Booking.com using your Pemo Mastercard. It’s the perfect way to save on your next business trip.

How to Redeem:

  1. Make your booking and enter your eligible Mastercard details at checkout

  2. Cashback will be credited to your card (Please note: cashback processing time may vary as per T&Cs)


πŸŽ‰ Get 15% Off, Free Welcome Drink & Late Checkout at IHG Hotels with Your Pemo Mastercard

Enjoy exclusive perks on your next stay:

  • 15% discount on the Best Available Rate

  • Complimentary welcome drink on arrival

  • Late checkout until 4 PM

How to Redeem:

  1. Enter your destination and travel dates

  2. Select a hotel and proceed to checkout

  3. Pay with your Pemo card to unlock the offer


πŸ“’ Cashback Rewards on Corporate Advertising

Boost your marketing budget with up to 1% cashback on corporate advertising when you use your Pemo Mastercard.

How to Access:

  1. Activate your card

  2. Start earning cashback on all eligible advertising spend!


πŸ›‘οΈ Corporate Liability Waiver

Stay protected with our Corporate Liability Waiver Insurance, covering unauthorized card use by employees up to USD 25,000 per card, per occurrence.

Available in: UAE, Oman, KSA, Bahrain, Qatar, Kuwait, Jordan, Lebanon, Egypt, Morocco, Tunisia, and South Africa.


πŸ’» Software Discounts

Access discounts from over 300+ partners, including Meta Ads, Google Ads, Google Workspace, Fiverr, and Notion, when you use your Pemo Mastercard for business services.

How to Access:

Sign up or log in at .

Visit Carrefour on or app.

Go to and shop for your plan.

Register at

Go to

for more details on the how to activate the discounts

πŸ’³
πŸ§™
πŸ₯¦How to redeem your Talabat pro offer using your unique voucher
Airalo.com
web
Mobimatter.com
www.booking.com/mastercardmea
www.ihg.com/mastercardoffer
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