What are Pemo’s Corporate Cards?
They’re smart Mastercard-issued company cards with real-time tracking, spending controls, and seamless expense management integration.
How do corporate cards benefit my business?
They remove petty cash, simplify expense reporting, reduce admin work, and give you real-time spend control.
Is it safe to use these cards?
Yes. Cards are secured with two-factor authentication, real-time fraud detection, and PCI DSS certification.
Do the cards integrate with accounting software?
Yes. Pemo connects with QuickBooks, Xero, Zoho, Tally, and more for effortless reconciliation.
Are there perks with corporate cards?
Yes. Enjoy perks like cashback on ads, Careem discounts, travel lounge access, Booking.com cashback, software discounts, and more.
What is a corporate card expense?
It’s any business-related purchase (like travel, supplies, or client meetings) made with a corporate card.
How are corporate cards different from business cards?
Business cards are linked to an owner’s credit; corporate cards provide broader controls, reporting, and are issued to employees.
Can I use my corporate card for personal expenses?
No. Corporate cards must only be used for business expenses.
How do I manage corporate card receipts?
Upload digital receipts in the Pemo app. They’re matched automatically to transactions for easy reconciliation.
How do I set up a corporate card expense policy?
Define eligible expenses, set limits, clarify reporting rules, enforce compliance, and communicate the policy clearly to employees.
How do I order a corporate card?
Admins can request physical or virtual cards under Cards > Issue New Card. See how to here.
What’s the difference between physical and virtual cards in Pemo?
Physical cards are for in-store purchases, while virtual cards are ideal for online payments and subscriptions.
Can I set different spend limits for each cardholder?
Yes. Limits can be set per user, per transaction, or as a monthly allowance.
How quickly do card transactions show up in Pemo?
All transactions appear in real time within the dashboard.
Can I freeze a card instantly?
Yes. Admins can freeze or block cards anytime with one click.
Can I issue cards in multiple currencies?
Cards are issued in AED but can be used worldwide, with Mastercard FX rates applied.
How do refunds work on Pemo cards?
Refunds are processed directly back to the same card and reflected in the dashboard.
What happens if a card is lost?
Freeze it in the app immediately and request a replacement card.