If you’re not a card approver, you can request one in a few clicks. Pemo makes it easy to request, track, and manage your spending—all in one app.
Your Pemo card works like a debit card, powered by Mastercard and linked to your company’s Pemo wallet. Once approved, you can use it instantly for online or in-store purchases within your assigned limits.
Types of Pemo Cards
1. Corporate Card (Physical or Virtual)
For everyday business spending.
Request this card with preset spend limits that reset every cycle.
Limits and spending categories are managed by your admin.
Ideal for recurring payments, subscriptions, or regular team expenses.
2. Pre-Approval Card (Physical or Virtual)
For one-off or flexible spending needs.
Request funds for specific purposes—your admin approved the amount when creating the card or later.
Perfect for supplier payments, campaigns, business trips, or purchase orders.
Great option when you need spending approval before use.
3. Single-Use Virtual Card (Virtual Only)
For one-time online payments.
Automatically expires after use for added security.
Best for ad-hoc or high-risk purchases.
Not suitable for subscriptions or recurring payments.
Card Formats
Physical Cards – For in-person payments or ATM withdrawals. Delivered within 72 hours of approval.
Virtual Cards – For online transactions like ads, SaaS, or quick purchases. Available instantly after approval.
How It Works
Submit a card request in your Pemo app.
Approvers are notified automatically—any one of them can approve your request.
You’ll get a notification once your card is approved.
Virtual cards are available instantly. Physical cards arrive within 72 hours.
Pemo Power Tip: When you submit a request, you’ll instantly see how many approval steps are needed—helping you plan ahead!
How to track your card delivery?
If you've requested a pshyical card it should be delivered in 3 - 5 businees days and you can track it easily within your Pemo app