Managing company spend shouldn’t be complicated. That’s why Pemo keeps its pricing simple, transparent, and flexible. Here’s everything you need to know about how subscription fees work and what advanced features you unlock as you grow.
What are Pemo’s subscription plans?
Pemo’s monthly subscription fees are based on the plan you choose.
Plan
| Monthly Fee
| What is it for? |
Starter | Free. No SaaS fees! | For teams getting started with corporate cards and expense management. |
Premium | AED 399/month | For growing companies that need approval workflows, advanced controls, and cashback on international spend. |
Enterprise | Starting from AED 1,500/month | For larger organizations with multi-entity needs, ERP integration, and international card requirements. |
The monthly fee is the only recurring charge.
Every plan includes Pemo’s core features: unlimited virtual cards, expense management, integrations, and reporting and you can know all the features from here
What does Premium add over Starter?
As your business grows, upgrading your plan gives you access to extra features designed for scale and control:
ATM withdrawals on request, MCC and spend category restrictions, and reimbursements management
Employee cash balances and VAT visibility
Split expenses into line items
Advanced, multi-layer approval workflows and maker-checker on card actions
Approval-based and pre-approval cards
Up to 3 sub wallets
Spend analytics dashboard, advanced roles, spend trends, and consolidated statements
Standard ERP integrations (NetSuite, Odoo, Dynamics 365 Business Central)
Cashback on international spend rises to up to 2% flat, uncapped
Human phone support, a dedicated Customer Success Manager, and an SLA
What does Enterprise add over Premium?
International cards for employees outside the UAE
Unlimited sub wallets and budgets
Custom-built exports
Custom ERP integration (any)
Developer API access included by default
Custom cashback rates on both international and domestic spend
Dedicated implementation manager
How are subscription fees collected?
By Pemo Wallet – Fees can be deducted directly from your wallet balance.
Where to find your invoices
All invoices are available in the Billing section of your app. You can download them anytime for your records.