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Subscription plans and pricing

Updated over 2 months ago

Pemo pricing is based on monthly subscription fees, and these plans are based on the features and number of card users you need.

A "Card User" is a user on Pemo that has one or more cards (physical or virtual) assigned to their name.

Subscription plans

KICKOFF

0 AED/ Month

2 Card Users included

29AED per additional card user/ Month

ESSENTIAL

58 AED/ Month

2 Card Users included

29AED per additional card user/ Month

BUSINESS +

Contact sales for a price estimate

Unlimited users. Minimum 20 card users.

When you sign up, by default, you will be on the KICKOFF plan.

💳 Features by Plan

Feature

KICKOFF

ESSENTIAL

BUSINESS+

Cards and Expenses

1 physical card per card user

Unlimited virtual cards per card user

Card spending limits per user, per purchase, or per vendor

Expense reports created automatically from card transactions

Mobile app with receipt scanner

Google Pay, Samsung Pay, and Apple Pay

Out-of-pocket (non-card) expenses enabled

Unlimited non-card users

Unlimited card users

Cashback

Up to 1% cashback on online advertising (0.5% guaranteed)

Extra cashback on FX fees (up to 2%) and advertising spend

Expense Reports & Accounting

CSV exports of expenses

Integration with accounting software (QuickBooks, Zoho Books, etc.)

Account & Spend Management

Spend analytics dashboard

Company organisation in teams or departments

Customised multi-level approval workflows

Live chat support

Dedicated customer success manager

Custom onboarding and training

Vendor Invoice Management

Unlimited vendor invoice tracking and approval

Pay vendor invoices directly from your account (no fee)


💰 Other Pricing Breakdown

Fee Type

Amount

Card Activation and Periodic Fees

Initial Physical Card Issuance Fee

AED 0

Initial Virtual Card Fee

AED 0

Replacement Card Fee (Expiry)

AED 0

Replacement Card Fee (Lost)

AED 40

Master Wallet Loading Fees

Loading by Bank Transfer

AED 0

Unloading from Wallet

AED 0

Transaction Fees

Domestic ATM Withdrawal

AED 5.25

International ATM Withdrawal

AED 26.25

ATM Balance Inquiry

AED 0

ATM Decline

AED 0

Domestic Card Payment

AED 0

International Card Payment

AED 0

Online/E-commerce Payment

AED 0

Card Refund

AED 0


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