🔓Setting/updating limits on Pemo cards

Pemo is your go-to tool for managing expenses with ease. It all starts with the Wallet, a central account where all card expenses are tracked. As long as there's money in the Wallet, your team can use their Pemo cards for payments—no fuss, no stress. But if you want to keep spending in check, Pemo’s got you covered with three nifty control limits.

Admins can set these limits individually for each card, either when issuing a new one or updating an existing card. Here’s how you can make Pemo work even harder for you:

1️⃣ Monthly Spending Limit

Think of this as your safety net for the month. This limit caps the total amount that can be spent using a card during a calendar month. If the limit is hit—say 5,000 AED for example—the card takes a break until the next month rolls around. Tried to spend 100 AED when you’ve only got 50 AED left? Sorry, but that transaction’s not happening!

2️⃣ Limit per Transaction

Here’s where you control those big-ticket items. Set a cap on how much can be spent in a single transaction. If someone tries to make a purchase that’s over the limit, the card will politely decline.

3️⃣ Merchant Categories

This is where you get to play the role of the ultimate expense guardian. You can restrict card usage to certain types of spending by selecting pre-approved merchant categories. For example, you might decide that a card can only be used for "Fuel and service shops." If someone tries to swipe that card for anything else—nope, transaction declined. And yes, you can select more than one category per card!

4️⃣ Enable ATM Withdrawals (Phsyical Cards only)

Need your team to access cash on the go? No problem! With this feature, you can allow or disable ATM withdrawals for each card with just a simple toggle. If it's on, your team can withdraw cash as needed—perfect for those moments when a card swipe just won’t cut it.

🛒Take Control with Merchant Category Restrictions

Setting and Updating Card Limits with Pemo

Defining Limits for a New Card

When issuing a new card, you can easily set spending limits to match your team’s needs. And don't worry—these limits aren’t set in stone. You can update them anytime as your needs evolve.

Updating Limits for Existing Cards

Need to adjust a card’s limits? No problem! Any changes you make will take effect immediately.

To Update Card Limits:

1. Go to the "Cards" tab and select the card you want to edit.

2. Click "Edit"

3. Adjust the limits as needed and click "Save"

With Pemo, managing your team’s spending is flexible and straightforward.