🔓Setting/updating limits on Pemo cards

Pemo is your go-to tool for seamless expense management, starting with the Wallet—a central account that tracks all card expenses. As long as there’s money in the Wallet, your team can use their Pemo cards with ease. But to keep spending in check, Pemo offers a full suite of flexible control limits that put you in charge. Let’s dive into the options available for Admins to set up and customize each card:

Key Spending Controls

1️⃣ Cycle Spending Limit Control spending over a period that suits your business needs—set limits daily, weekly, monthly, or quarterly. Once the limit is hit, the card will pause until the next cycle starts, keeping spending exactly where you need it.

2️⃣ Maximum Transaction Limit This sets a hard cap on the maximum amount that can be spent on any single purchase. Once reached, any attempt to exceed this limit will be declined, adding an extra layer of security for big-ticket items.

Advanced Spending Controls

3️⃣ Merchant Categories Admins can pre-approve specific merchant categories, such as “Fuel and Service Shops.” Any purchase outside these categories will be declined, ensuring spending stays on track and as intended.

4️⃣ Allowed Spending Locations Restrict where cards can be used to add extra control. Options include:

• International: Global transactions are enabled.

• United Arab Emirates: Only local transactions within the UAE are permitted; all international purchases will be declined.

• Selected Countries: Allow card use only in specific countries chosen by the Admin.

5️⃣ Transaction Types (Coming Soon) Choose which types of transactions are allowed:

• Online Payments: For digital transactions.

• POS Transactions: For in-person purchases at Point of Sale terminals.

ATM Withdrawal Controls (for Physical Cards Only)

6️⃣ Enable ATM Withdrawals Need cash? Enable ATM withdrawals for physical cards as needed.

7️⃣ ATM Withdrawal Limit Set a limit on the amount of cash a team member can withdraw from an ATM. Once the limit is hit, further withdrawals will be blocked.

These comprehensive controls make Pemo an indispensable tool for managing company expenses with ease and confidence.

🛒Take Control with Merchant Category Restrictions

Setting and Updating Card Limits with Pemo

Defining Limits for a New Card

When issuing a new card, you can easily set spending limits to match your team’s needs. And don't worry—these limits aren’t set in stone. You can update them anytime as your needs evolve.

Updating Limits for Existing Cards

Need to adjust a card’s limits? No problem! Any changes you make will take effect immediately.

To Update Card Limits:

1. Go to the "Cards" tab and select the card you want to edit.

2. Click on "Advanced controls" tab

3. Adjust the limits as needed and click "Save"

With Pemo, managing your team’s spending is flexible and straightforward.