ℹ️About your card spending limits

Understanding Your Pemo Card Limits

Pemo cards come with specific limits set by your organization's Admin to help manage spending. Here’s a quick rundown of the key limits and how they work:

• Cycle Spending Limit: This is the total amount you can spend within a defined period. Your Admin can set this limit on a daily, weekly, monthly, or yearly basis. Once you hit the limit, your card will be declined until the next cycle begins.

Pemo Power Tip: A weekly cycle begins on a Sunday so if you change your limit mid week, it won't come into effect until the closest Sunday after you've made the change.

• Maximum Transaction Limit: This cap controls the highest amount you can spend in a single purchase. If you attempt to make a purchase that exceeds this limit, your card will be declined.

• ATM Withdrawals (Physical Cards Only): If your Admin enables ATM withdrawals, you’ll be able to withdraw cash from ATMs using your card.

• ATM Withdrawal Limit (if withdrawals are enabled): Your Admin can also set a withdrawal limit for the card. This limit controls how much cash you can withdraw from ATMs. If the limit is reached, any further withdrawals will be declined.

• Allowed Spending Categories: Your Admin has pre-approved certain categories for spending with your Pemo card. Purchases outside of these categories will be declined, ensuring your card is used only for authorized expenses.

• Allowed Spending Locations: Your Admin can restrict where your card can be used by selecting from the following options:

  • International: Your card can be used for transactions globally.

  • United Arab Emirates (Local): Only local transactions within the UAE will be allowed. All international transactions, including online purchases, will be declined.

  • Selected Countries: Transactions are permitted only in specific countries chosen by your Admin.

• Transaction Types (Coming Soon): Your Admin can enable or restrict different types of transactions, including:

  • Online Payments: For transactions made online.

  • POS Transactions: For in-person payments made using a Point of Sale (POS) terminal.

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Stay in control and know your limits—Pemo’s got you covered!

Where to Find Your Card Limits

Want to check your card limits? Here's how:

Using the Mobile App

1. Open the Pemo app and head to the "Cards" tab.

2. If you have multiple cards, scroll to the one you want to check.

3. You’ll see your card’s period limit and how much you’ve spent so far for that period. For additional limits, click Settings.

4. Then click Advanced controls and you'll see all of your cards limits here.

Using the Web App

1. Log in to your Pemo account.

2. Go to the "Cards" tab and select the card you want to check the limits of

3. Click the "Advanced controls" tab and view your spending limits