If your card is marked as “Expiring” or “Expired”, you can replace it directly from your Pemo dashboard in a few clicks for free.
What happens when you replace a card
A new card is issued to the same cardholder.
All existing controls (limits, rules, restrictions) are copied to the new card.
You can edit controls anytime on the new card.
The old card will:
Stay active until 30 days after expiry, or
Stop immediately if you freeze or terminate it.
Remember to update your card details to the new card anywhere it is saved, such as: Subscriptions, Online tools, SaaS platforms and recurring payments
On Desktop: Replace an expiring/expired card
Go to the Cards tab.
Use the quick filter and select “Expiring” or “Expired” to see cards that need action.
Click on the card you want to replace.
Click “Replace now”.
Confirm the replacement.
On Mobile: Replace an expiring/expired card
On your Home screen, you’ll see a notice if you have cards that are expired or expiring soon.
Tap “View cards” to review affected cards.
Select the card you want to replace.
Tap “Replace now”.
Confirm the replacement.
Your new card will be created with the same controls, and you can manage it directly from the app.
Pemo Power Tips
Check if a card is already replaced by hovering over the circle icon next to the card to see if a replacement has been issued.
Don’t need a replacement? After selecting the card, tap “I don’t need it” to skip creating a new card.
