Every Pemo card has an expiry date. An expired card stops working, so you’ll need to order a free replacement.
What happens before your card expires
Pemo notifies you two months before your card expires and again when it expires. You’ll receive email alerts and in-app notifications.
In your account, the card status updates to:
Expiring as it approaches expiry.
Expired once it’s no longer valid.
What you should do
Order a free replacement card ahead of time so there’s no disruption.
Update your card details wherever they’re saved, including subscriptions, online tools, SaaS platforms and recurring payments.
Monitor the Expiring and Expired statuses to see which cards need action.
Good to know
You can order your free Pemo replacement card in a few clicks. The new card goes to the same cardholder with the same controls.
You can change the replacement card's limits and rules once the card is in a status that allows editing. Editing is blocked while the card is in delivery, pending approval, pending KYC verification, pending KYB verification, issuing, failed to issue, inactive, frozen or terminated.
The current card remains active for up to 30 days after expiry, unless you freeze or terminate it earlier.
Next step
See How to replace an expiring or expired card for a step-by-step guide.