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How to issue a pre-approval card on desktop

Updated today

Follow these steps to issue a card:

  1. Go to the Cards section.

  2. Click Issue Card and select pre-approval card

3. Select the card format

Pemo cards are available in both physical and virtual formats.

Physical Cards – Ideal for in-person payments and ATM withdrawals. Delivered within 72 hours. Important: The cardholder must be present at the delivery address with a valid EID. Need special delivery arrangements? Contact [email protected] in advance.


Virtual Cards – Perfect for online payments like ads, SaaS, or marketplaces. Available instantly.

4. Select the Cardholder and add a Label for easy tracking.

The issuing process only after the user is verified. If the user (like “Adrian Quinn”) isn’t verified, they must complete verification first.

Pemo Power Tip: Inviting new users to join Pemo is a breeze! Just click the blue "Invite" button, enter their email address, and set their access level—they’ll be added to your list of cardholders in no time.

5. Choose the Funds to Allocate to the card.

  • You can start with zero funds and add money later.

  • Team members can request funds at any time.

6. Set Card Limits (optional)

  • Transaction Limit: Define the maximum spend per transaction.

  • Advanced Controls: Restrict merchants or locations, or enable ATM withdrawals if needed.

7. Click Next to review the card details and then Issue Card.

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