A Pre-Approval Card gives your team controlled access to company funds — without needing recurring limits or monthly resets.
Unlike a Corporate Card, which has a limit that resets on a chosen cycle, the Pre-Approval Card has a fixed amount that you approve for that amount to be spent on the card.
There’s no time limit — once approved, the funds stay available on the card until they’re used.
You can add or remove approved amounts anytime, giving your team the flexibility to spend responsibly while keeping full control over company finances.
How it works
When you issue a Pre-Approval Card, you decide how much to approve for that cardholder to spend.
Here’s what’s important to know:
The approved amount isn’t held on the card.
Every transaction is debited directly from your company wallet.
The cardholder can spend as long as there’s enough balance in your wallet.
Think of it as pre-approving an amount for specific expenses — like paying vendors, handling project costs, or covering purchase orders — without needing to issue reimbursements or temporary cards.
How it’s different from a Corporate Card
While both card types support controlled spending, they operate differently:
Feature | Corporate Card | Pre-Approval Card |
Limit Type | Recurring limit that resets on a chosen cycle | Fixed amount approved to be spent on the card |
Duration | Resets weekly or monthly | No reset — approved funds remain until used |
Funding Source | Linked to wallet with recurring limits | Draws directly from wallet balance |
Adjustments | Limits refresh automatically | Approvals can be added or removed anytime |
Ideal For | Regular, ongoing expenses | Specific purchases, projects, or one-off spend needs |
Example in action
Imagine your operations team needs to settle several purchase orders for suppliers.
Instead of using multiple Corporate Cards or waiting for reimbursement approvals, you can issue a Pre-Approval Card and approve for that amount to be spent on the card to cover those purchase orders.
Once the spending is complete, you can keep the card active, remove unused approved funds, or approve more spending when needed.
Why teams love it
Simple control: Approve, adjust, or remove spending amounts anytime.
No reset cycles: Approved funds stay until they’re used.
Instant action: Approvals update in real time.
Clear visibility: Track all transactions directly in your Pemo dashboard.
Pre-Approval Cards make it easy to give teams spending freedom without losing control. You simply approve the amount to be spent on the card, and every transaction stays visible, accountable, and under your control.