Wallet Forecast helps you stay ahead of low wallet balances before they lead to declined transactions. It uses your recent spending patterns to predict what your wallet coverage could look like over the next 10 days.
You’ll see:
how long your balance is likely to last
which upcoming transactions might fail
what top-up amount and date can help you stay covered
Where to find Wallet Forecast
You’ll find Wallet Forecast in your Pemo account in the top corner of your home screen (it’s available to beta customers only at the minute).
What you’ll see in Wallet Forecast
Days of spend left
This shows how many days your current wallet balance is likely to cover, based on your recent spending patterns.
Use this when you want a quick view of whether your wallet is on track.
Predicted upcoming payments
This flags upcoming transactions that may be declined due to low funds.
You’ll also see which merchants could be impacted, so you can act before anything fails.
Top-up recommendations
This suggests:
a top-up amount
the best date to top up
The goal is simple: keep your wallet covered with fewer surprises.
How Wallet Forecast makes predictions
Wallet Forecast looks at your previous spending trends to estimate what may happen next. Because your spending can change, Wallet Forecast updates over time. If your activity increases or drops, the forecast will adjust.