Once your Pemo–Zoho Books integration is connected, you can push expenses into Zoho with one click. Pemo sends full detail, including receipts, VAT, and exchange rate, so reconciliation stays simple.
This guide covers:
Purchase transactions without fees
Purchase transactions with fees
1. What’s required for export
One-time setup:
In Zoho:
Set default Payment Account = Pemo Wallet in accounting settings.
Enable VAT and confirm your tax codes.
Create vendors (e.g. Slack) so Pemo vendors map cleanly.
In Pemo:
To export a card transaction expense, make sure you’ve added:
A Chart of Account
A Vendor / Contact
Without these, the expense will remain incomplete in your export to-do list.)
2. How to export purchase transactions without fees
Steps to export:
Go to Accounting Export → Transactions in Pemo.
Select the expenses you want to export, mark it as ready.
Click Export
Where it appears in Zoho:
Under Expenses, or
Under Banking → Paid Through (Pemo Wallet).
What Pemo sends:
Amount, currency, and exchange rate
Date = authorization date of the transaction
Paid Through = Pemo Wallet
Vendor
Memo → appears as Notes in Zoho
Reference ID
VAT / tax code (based on your settings)
Customer / Project / Tags / Custom fields, when set in Pemo
Zoho then applies its own VAT and reporting logic using the tax codes you’ve configured.
3. How to export purchase transactions with fees
When there are transaction or processing fees, Pemo exports them as separate expenses in Zoho.
Before exporting:
Make sure Fee Settings in Pemo are correctly configured:
Fee account
Fee vendor
Fee VAT
Steps to export:
From Accounting Export → Transactions, select the fee-bearing transactions.
Mark as ready and click Export.
How it works:
Pemo exports:
1 expense for the main purchase, and
1 additional expense for the fee.
Fee expense details:
Reference = main reference +
-feesVendor, account, VAT → taken from Fee Settings
Amount in local currency (AED/SAR)
Paid Through = Pemo Wallet
Reconciliation tips:
Use the Reference ID to find the same record in both Pemo and Zoho.
Make sure the Pemo Wallet balance in Pemo matches Zoho’s Paid Through balance.
Open receipts directly from Zoho and confirm they’re properly attached after export.