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How Budgets in Pemo work

Pemo’s Budget feature gives you visibility over your company's spending without imposing hard restrictions. You can track how your business is spending in real time, see spending patterns, and keep teams accountable, while your operations keep running.

With Pemo's budgets, you're always in control, but never restricted. Even if you hit 100% of the allocated budget, spending won’t be blocked. Instead, you’ll receive clear notifications as you approach or exceed your budget, giving you the visibility you need to make informed decisions without interrupting business flow.

Budget overview

Once your budget is set up, you’ll have a clear overview of its status and progress. In the budget view, you can easily track:

  • Amount Spent: See exactly how much of the budget has been spent so far.

  • Remaining Budget: Know how much is left, helping you stay on top of your expenses.

  • Budget Type: Identify the type of budget, whether it’s for a card, team, member, or merchant category.

  • Budget Status: See whether the budget is Active, Upcoming, Ended or Processing. A new budget with a start date in the past shows Processing while Pemo calculates the spend already made in that period. Its figures appear once this is done.

Here’s an example of how your budget view will look once you’ve created a few budgets:

Key benefits

Gain better visibility for smarter decisions. Stay on top of your finances with enhanced visibility. Our Budget feature lets you easily track spending trends across different categories, cards, or teams. With insights at your fingertips, you can make well-informed, strategic decisions that keep your finances aligned with your goals.

Boost accountability across teams. Set budgets for specific teams, spend categories, or individual cards, ensuring that everyone stays accountable. With clearer spending limits and full oversight, managing expenses becomes seamless, without hard restrictions that might slow down operations.

Make strategic decisions with confidence. Get real-time notifications when you approach or exceed your budget. Rather than blocking spending, Pemo helps you stay proactive, so you can readjust or reallocate funds as needed while keeping your operations running smoothly.

Tailored to your business needs. Customize your budgets by cards, members, teams or merchant categories. With Pemo, managing budgets is intuitive and flexible, ensuring your system adapts to your business's unique needs without rigid rules.

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